TO GET STARTED:
Just make an appointment. You can call (251) 479-0619 or email us at info@tlhbl.com. My office is in Mobile; but Mobile is where the Bankruptcy Court for southwest Alabama is located, so clients come to see me from as far away as Conecuh County and Clarke County.
Here is what to bring to the appointment:
-A list of who you owe, and approximately how much. Disputed or not. Write it out on notebook paper; it doesn’t have to be fancy. Or simply bring the latest statement each creditor has sent you.
-Any foreclosure notices, lawsuit papers, or similar legal papers.
-A summary list of your assets (property, belongings and assets of whatever nature). You can also do this on notebook paper.
-One or more of your most recent pay stubs, or latest award statement in the event of Social Security income.
-Your latest federal income tax return
I will need these in order to properly analyze your financial situation. If I need more information, I will let you know as we develop the facts in your case. If you decide to file, you will be given a list of additional items to provide.
You must take a credit counseling course before you file bankruptcy. We will help you do this properly.